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Should I Consider Travel Nursing?

William Kelly, MSN, FNP-C
Updated June 2026 · Medically reviewed for nurses
8 min read

The nursing career is diverse and full of potential — hundreds of paths to choose from, and a massive nationwide need for nurses. It also pays decently: the average RN in the US makes around $67,930 per year, or about $32.66 per hour.

But nursing is incredibly hard — physically, mentally, and emotionally exhausting. Many nurses work 12+ hours on their feet, putting patients' needs above their own. And while $67,930 is the national average, many rural areas start nurses below $50,000. One potentially lucrative option? Travel nursing — which, if you're young and adventurous, can double or even triple your income.

What Is Travel Nursing?

Across the country, hospitals are in dire need of nurses. Some areas are oversaturated with medical professionals; many others face a nursing shortage. Hospitals pay travel agencies to supply temporary nurses on a contract basis — and because the need is so high, travel nurses typically earn more than the facility's staff nurses.

There are hundreds of agencies and locations with limitless potential. Travel nurses work for their agency and sign temporary contracts with various hospitals or facilities.

Standard contract
Standard Contract
Three 12-hour shifts per week for 13 weeks is typical. Some facilities also offer 8-week contracts.
Extensions
Extensions
As you near the end of a contract — and if the facility wants to keep you — you can extend it.

How Much Can I Expect to Make?

Pay with a travel agency depends on a few factors. The biggest is how far your travel assignment is from your permanent residence.

Over 50 miles
Over 50 Miles Away
You qualify for a travel stipend for housing, meals, and incidentals — added on top of a (taxed) hourly rate. Higher cost of living means a higher stipend.
Under 50 miles
Under 50 Miles
You likely won't get the stipend, so you get a higher (fully taxed) hourly rate instead — usually still above the local average RN wage.

The most important factors are how desperate the hospital is and where it's located. Urban areas tend to pay more but also have more nurses and less need. Sometimes the real money is in very rural areas where few want to live permanently. Either way, expect more than staff-RN pay wherever there's a travel need. Your specialty, the shifts you'll work, and your actual housing costs factor in too.

Payscale lists the average travel-nurse salary between $45,016 and $106,077 — but that's misleading. I've never heard of a travel nurse making only $45K (it wouldn't be worth it). Salary sites likely don't factor in the travel stipend, which is most of your money.

From my own experience and that of travel-nurse colleagues, here's a rough idea of real take-home pay:

Local (<50 mi, no stipend)
$1,100
/ week (~$4,400/mo)
Rural (>50 mi, w/ stipend)
$1,500
/ week (~$6,000/mo)
Staff RN (local, for context)
~$35
/ hour

In the urban Northeast with my residence under 50 miles (no stipend), I made mid-$40s/hour while local staff nurses made around $35 — roughly $1,100 take-home per week ($4,400/month). Traveling more than 50 miles into rural areas of the Northeast, you can expect around $1,500/week ($6,000/month) — significantly higher than my "local traveler" pay.

Factor In Benefits

The rates above don't include benefits. Most travel agencies do offer them, and you can expect roughly $100–300/month deducted depending on the plan you choose.

Is It Worth It?

Whether travel nursing is worth it depends on the type of person you are and your personal situation. Factors that make it more valuable include:

No strings
No Strings
If you're younger without family obligations, you're free to travel the country, make money, and build clinical confidence and experience.
Low pay already
Low Pay Already
If your area pays poorly, travel nursing can transform your income — it nearly tripled my take-home for the same hours.
Rural areas
Rural Areas
Cheaper cost of living plus high demand often means great rates and real savings. Urban stipends are bigger, but rent eats them up.
Benefits through spouse
Benefits Through Spouse
Not paying for agency benefits can save you hundreds a month. Agency health benefits cost more than staff coverage but aren't unreasonable.
You have connections
You Have Connections
Staying with friends or family for free or cheap is key to maximizing earnings. Offering small compensation is a nice thank-you.
Adventurous and confident
Adventurous & Confident
The perfect chance to expand your experience inside and outside the hospital. Let your wanderlust take you across the country — and get paid for it.

How Do I Get Started?

1
Find an Agency

Research travel agencies. Some work mainly locally (within a state or neighboring states); others place nurses across the entire US. If you want to travel between states, look into a national company. Agencies typically offer competitive pay plus benefits like medical/dental/life insurance, a 401(k), housing accommodations, partial expense reimbursement, RN referral bonuses, free CE courses, and reward/incentive programs.

2
Connect With a Recruiter

Once you share your contact information, a nursing recruiter will likely reach out. They can answer all your questions, and a good relationship with them is essential — they'll be your go-to person throughout your time with the company.

So What Are You Waiting For?

If you have an adventurous heart, are confident in your clinical ability, and want more money, travel nursing just might be the perfect opportunity. Very few travel nurses regret the decision. Nursing is hard work — you should get paid well for it. Questions? Reach out through the contact form.

Travel-Nursing Pearls

1
The stipend is the money. Assignments over 50 miles from home unlock a tax-free travel stipend that salary sites usually ignore — it's most of your pay.
2
Rural and desperate beats urban and crowded. The biggest paydays come where the need is highest and the cost of living is lowest.
3
It can double or triple your take-home. Especially if you're coming from a low-paying staff role, the income jump is real.
4
Mind the benefits and the lifestyle. Agency benefits cost a bit more, and the gig suits people who are flexible, adventurous, and clinically confident.
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